For nearly a generation, my focus as an independent life insurance agent has been to lead the fight in finding fair life insurance rates for those who have historically not been able to find them. Obesity has been a life insurance challenge since the beginning and a complicated issue to underwrite.

I have spent hundreds of hours learning obesity cause and effect, educating myself on the myriad of ways that life insurance underwriters have to look at obesity. I have researched all of the top companies and have sought niches where I can get the fairest evaluation and best possible price for my clients.

This knowledge has made Hinerman Group an industry leader, a go to agency, for people with weight issues who want and need family protection with life insurance. Our long term relationship with Special Risk Services has helped give us the connections and the edge we need to consistently come though with the best rates.

Our commitment to relevant discussion and education concerning obesity and its’ collateral health issues has helped us to become known as an advocate, not just an insurance agency. Taking on reality shows Fat March and Biggest Loser and challenging them to use their audience to educate and not just entertain has been one of our latest battles.

If you are overweight or know someone who is battling with obesity, you may know first hand just how hard it is to get fair rates for life insurance. Hinerman Group wants to be your advocate and we dedicate ourselves to serving you.